8.04 Supplemental Life Insurance

Effective Date: January 1, 2013 (Revised)


Eligible employees may elect group supplemental life insurance benefits for themselves or their dependents upon hire or during the annual open enrollment period. This policy describes the benefits and procedures for obtaining them.



Newly-hired employees may elect from one to five times their base annual salary in addition to the basic life insurance benefit provided by the College. Evidence of insurability is waived when enrollment occurs on the date of hire. Existing employees can elect one to five times their base annual salary once per year, but evidence of insurability must be approved by the insurance carrier for amounts exceeding $600,000. The benefit is $700,000.

Life insurance coverage for an employee’s spouse may be elected in units of $10,000 to a maximum of $100,000, with evidence of insurability for amounts in excess of $50,000; coverage for an employee’s dependent child/ren may be elected in a flat amount of $5,000.

Details concerning these benefits can be obtained by contacting Human Resources.


Premiums are employee-paid through payroll deduction. The cost is calculated based on age and the amount of coverage.

Termination of Coverage

Supplemental life insurance coverage for an employee, spouse, and/or child/ren ceases on the last day of employment. Coverage for employees on Military Service Leave ends as of the last day of active employment.

The group supplemental life amount can be converted into a non-group benefit within 30 days of the expiration of coverage. Evidence of insurability is not required. Forms for this conversion are issued from the Human Resources Department.

See the following policies for further relevant information:

4.05 Termination of Employment 62

6.51 Deductions from Pay and Pay Advices 170

7.13 Military Service Leave 227